Apple Pay and Google Wallet: how to pay by contactless with iPhone and Android

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Digital wallets allow you to store credit and debit cards on your cell phone, as well as store documents and other important information, such as show tickets and airline tickets. Digital wallet apps from Google and Apple can be used for contactless payments and online purchases Naipo.de/Unsplash Both Google and Google offer apps that function as digital wallets. They are mainly used to store credit and debit card data, but they also allow you to store documents and information about show tickets and airline tickets, for example. As the name suggests, Apple Pay is only available for Apple devices. Google Wallet can only be used on Android. In both, the cell phone must have NFC (acronym for “near field communication”), present in most devices launched in recent years. See below for details about Google and Apple digital wallets: What is a digital wallet? Are digital wallets safe? How to use the digital wallet? What cards are compatible? What else can you store in your digital wallet? 🛜 What is a digital wallet? A digital wallet is an application that allows you to store payment data, such as credit and debit cards, which can be used in physical stores or on the internet. In physical stores, simply follow the application procedure and bring your cell phone closer to the payment machine (see below). When shopping online, you can enter card data stored in your account into the payment form. In some cases, the online store may also display a button to pay with Apple Pay or Google Wallet. 🔒 Are digital wallets safe? Both wallets use multiple layers of security to protect users’ financial information. The main measures present in both tools include: ➡️ Encryption: the information in the wallets is encrypted behind the scenes of the application, that is, it is scrambled and transformed into a sequence of code. This action makes it difficult for unauthorized people to read the data. ➡️ Token: instead of the real card number, the services create a virtual code to represent it. It is the token that is sent to the establishment where you make the purchase. Therefore, the actual card number is never shared. ➡️ Passwords: platforms require passwords to grant user access to the application. They range from PIN (numeric sequence), fingerprint or even facial recognition. 📲 How to use the digital wallet? Google Wallet: can be downloaded from the Play Store application store, through this link. Follow the instructions to install and connect the app to your Google account. To register a card or document, follow the steps below: On the Google Wallet home screen, tap “Add to Wallet”; Then select the “Debit or credit card” option; Align the cell phone camera with the physical card, as indicated, or enter the data manually; Click “Save”; Accept the card issuer’s terms; Complete verification in the bank app. To pay, simply unlock your cell phone screen, bring it closer to the machine for a few seconds (no need to open the Google Wallet app) and, if necessary, follow the instructions that will appear on the screen. Google Wallet Disclosure/Google On Apple Pay: Wallet (also known as Wallet) is the app that allows you to store data such as credit and debit cards, tickets, boarding passes and proof of vaccination. Cards saved in Wallet can make payments via Apple Pay, following these steps: Tap the “Add +” button; Choose “Debit or Credit Card”; Tap “Continue”; Position the card in the frame or select “Enter Data Manually”; Accept the card issuer’s terms; Complete verification in the bank app. To pay, double-click the button on the right (if your iPhone has Face ID) or the Home button (if your phone has Touch ID). Then, bring the device close to the payment reader until it shows an “OK” and a verification sign on the screen. How to add a card to your Apple Wallet Reproduction/Apple 💳 What cards are compatible? Digital wallet models accept the main brands, such as Mastercard and Visa, and banks, such as Caixa, Bradesco, Itaú, Nubank and Banco do Brasil, among others. Since they were launched in Brazil, the platforms have expanded the number of cards accepted. You can see the full list of accepted banks on the Apple Pay and Google Wallet website. 📄 What else can you store in your digital wallet? Yes. You can also use Apple and Google wallets to store airline tickets, tickets, vaccination certificates and access controls to spaces with smart locks. Google highlights that, in some cities, its application can be used on public transport. Apple claims that its wallet is used to store data from some food voucher networks. Read also: Do ​​you know how to identify an image that has been manipulated with artificial intelligence? Photo by Kate: click and see details that aroused distrust about the image European Union law regulating big techs comes into force; understand Contact card scam: see how criminals act

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