Payment of the 13th salary encourages commerce, which projects an improvement in Christmas sales

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The experts’ recommendation, however, is for anyone with debt to prioritize settling their accounts. 13th salary starts to enter the account from next week From next week, almost 88 million Brazilians will start receiving the first installment of the 13th salary, but there are already a lot of people spending on account. Architect Alan de Lima is one of these people, but he guarantees that part of the money will be reserved for fixed expenses. “At the beginning of the year, right, like IPVA, IPTU and car insurance”, he says. Commerce is optimistic, but is betting on the payment of the second installment, which takes place in December. For the National Confederation of Commerce, it will be better than last year. “Christmas sales are expected to generate almost R$70 million, therefore more than half of the effect of consumption on trade can be attributed to the 13th salary”, explains economist Fábio Bentes, from the National Confederation of Commerce. Payment of the 13th salary should boost the economy when it comes to Christmas shopping. TV Globo/Reproduction The experts’ recommendation, however, is for anyone with debt to prioritize settling their accounts. “If you’re late on your rent, if you have a late bill, that’s a priority,” explains Myrian Lund, personal finance specialist and professor at FGV. Saving what’s left Retired civil servant Neuza Barbosa has no problems with debt and says she will save it. Retired professor Chester Pereira Nunes Silva also assured that she will save money. “Someone in the family gets sick, so you have to have a reserve,” he says. This is also the tip from expert Myrian Lund. “An emergency fund is not just for bad things, but also for good things. It’s to provide quality of life, so you can make choices”, she says. And if it’s Christmas shopping, she recommends a souvenir or something that has more meaning. Who is entitled to the 13th? Payment of the 13th salary is the right of workers with a formal contract. TV Globo/Reproduction The 13th is a right for those who work with a formal contract, retirees, pensioners and domestic workers. In total, there are 87.7 million people in Brazil and the amount varies according to each person’s salary. According to the Inter-Union Department of Statistics and Socioeconomic Studies (Dieese), the average to be paid in 2023 is R$3,057.

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