Lula sanctions bill that creates new Minha Casa, Minha Vida program
[ad_1]
President Luiz Inácio Lula da Silva signed this Thursday (13) the bill that creates the new Minha Casa, Minha Vida (MCMV) program. Among the novelties are the expansion of access for income groups; the reduction of fees; and the increase in the subsidy for the acquisition of real estate. 
During the launching ceremony of the new edition of the program, Lula recalled that the housing deficit is a historical and chronic problem in Brazil.
“In 1974, in the first successful campaign of the PMDB, it was said that Brazil had a housing deficit of 7 million homes. That was 48 years ago. Today I see people saying that we still have a deficit of 6 to 7 million homes, even with the MCMV program building 6 million homes in recent years”, said the president.
“This demonstrates the need for the State to feel obliged to make this reparation”, he added.
The new rules were already in force since the last 7th, due to MP 1.162/23, approved in February by the National Congress. According to Planalto, by the beginning of July, 10,094 units had already been delivered in 14 states. The investment, until then, was already at R$ 1.17 billion.
According to Planalto, with the new rules homeless people will also be able to access the program. The forecast is that, by the end of the year, another 8 thousand housing units will be delivered, and that 21.6 thousand works will be resumed. The goal is to hire 2 million homes by 2026.
Before the signing ceremony, Lula had already commented on the new stage of the program, via social networks:
lace bands
Both the income brackets for beneficiaries and the amount to be financed were expanded. As a result, Track 1 of the program will include families with a monthly income of up to R$2,640. Level 2 will include families with an income between R$2,640 and R$4,400; and Level 3, for families with a monthly income between R$4,400 and R$8,000.
Regarding the value of the property, the maximum financing will be R$ 170,000 for developments aimed at Level 1; BRL 264 thousand for Level 2; and BRL 350,000 for Level 3.
In the case of the rural MCMV, the maximum value for new housing increased from R$55,000 to R$75,000. Financing for improving a house went from R$ 23,000 to R$ 40,000.
Interest rates vary according to region and income, ranging from 4% per annum to 5.5%, in the case of Tier 1; from 4.75% to 7% for Band 2; and from 7.66% to 8.16% for Range 3.
The federal government also increased the discounts offered to families who access financing with FGTS resources for the acquisition of the property – from R$ 45.7 thousand to R$ 55 thousand, restricted to beneficiaries of Level 1. According to Planalto, this limit has not been revised since 2017
Monthly installments paid by Tier 1 beneficiaries will be proportional to income, with a minimum amount of R$80, over a period of 5 years.
advances
The new hires at MCMV also bring improvements in the specifications of the properties. Among the improvements are the increase in the minimum area of the units, of 40 square meters (m²) for houses and 41.50 m² for apartments; and the creation of verandas “to offer residents additional space”. In addition, the sets must have a library room and equipment for sports practice.
Also among the improvements is the need for the land to be located in the urban fabric, close to complete infrastructure already installed and consolidated – which includes access to public education, health and social assistance equipment, as well as access to commerce and services and public transport. collective.
“Best qualified land can receive an additional value in its acquisition, encouraging the quality and suitability of the developments’ locations”, added Planalto.
Repercussion
According to the president of the Brazilian Construction Industry Chamber (CBIC), Renato de Souza Correia, more than 6 million homes have already been built thanks to the program, since its first version, in 2009. as “positive” the new version of the program:
“The CBIC evaluates the current version of the MCMV very positively, as it once again contemplates, with Union resources, the poorest portion of the Brazilian population, which suffers from precarious housing and very expensive rents. The government would already be congratulated if it stayed only on this part, but it did more: it adjusted the program in the ranges financed by the FGTS.”
According to the Minister of Cities, Jader Filho, the obstacles and delay promoted by the previous government prevented 186,000 housing units from being completed. “Of these, 83 thousand units were paralyzed”, said the minister. He added that the program managed to take back more than 17,000 homes and has already delivered more than 10,000 homes, benefiting more than 100,000 Brazilians looking for housing.
Representative of the Popular Peasant Movement, Jéssica Briito recalled that the current edition of the MCMV was only possible in the countryside, as a public policy, after much dialogue and demands on the part of the peasants.
“It only reached the different rural populations, in all regions of the country, thanks to the partnership with rural movements that historically fight for agrarian reform; for the recognition of the peasantry in the permanent task of producing food; and for the struggle for better conditions of production and life in the countryside. These organizations dared to fight and claim the right to housing for these populations,” he said.
“The country house, for us, is an element of permanence of the families in the country. More than that, it is also an element of transformation in the self-esteem of peasant women, because we women are the ones who feel firsthand the hardship of not having a roof over our heads and a safe home for our children. The resumption of this program makes us very strong, having rural women as one of the main service criteria.”
Representative of the National Confederation of Residents’ Associations, Bartira Costa defended the prioritization of urban policies, as a “priority agenda for urban development in Brazil, with the city as a right and not just as housing”; the “immediate resumption” of the Council of Cities; and the convening of the Conference of Cities.
“We also need to ensure universal access to basic sanitation services for all people regardless of location and housing conditions, as well as ability to pay. For this, it is essential to strengthen companies and public sanitation services; to resume investments in the plan as a planning tool. Sanitation must be seen as a strategic policy for the development of Brazil, conditioning the quality of life in cities”, he said.
read more
New rules for Minha Casa, Minha Vida come into effect this Friday (7)
Lula delivers 446 Minha Casa, Minha Vida properties in Rio Grande do Sul
Council raises subsidy for Minha Casa, Minha Vida families
[ad_2]
Source link
