Knowledge allows you to make a living from applications, says expert – 03/24/2024 – Market

Gilvan Bueno, 42, is now a partner and educational manager at Órama Investimentos, one of the largest brokerages in the country’s financial market. The reality was quite different a few years ago. About 15 years ago, he worked as a waiter in a pizzeria in Rio de Janeiro.

Born in Salvador and raised by his grandmother in Linhares (ES), Bueno went from poverty to poverty at the age of 11, when he lost his mother, who sent money to the family from Rio de Janeiro, where she worked.

At 15, he also decided to try life in the capital of Rio de Janeiro. He sold recyclable materials, was a street vendor and a “workhorse”, as he says that, at the time, construction workers who carried bags of cement on their backs were called.

It was during the 2008 global financial crisis that he saw the opportunity to take his first steps in the financial market. He was invited by a pizzeria customer to enter the area

Many professionals were leaving their positions due to the difficulties faced by companies in the sector, with a series of vacancies opening up, recalls Bueno. “I managed to make the most of crises.”

He went to study, and three years later, in 2011, he graduated in financial management from Estácio.

He says he believed in his own ascension after learning the story of black American entrepreneur Chris Gardner, played by Will Smith in “The Pursuit of Happyness”.

The book “Rich Dad, Poor Dad”, by Robert Kyiosaki, which deals with topics related to education and financial independence, also had an influence on Bueno’s choice to take a risk in the market.

After working at large institutions such as Itaú and BTG Pactual, he became an entrepreneur and opened his own financial education company, Financier Educação, which ended up facing difficulties as it started just a few days before the Covid-19 pandemic.

Despite the difficulty, because of initiatives aimed at diversity, the company received the Black Founders Fund seal from the Google for Startups program.

Bueno states that, in addition to reaching a certain level of resources that allows them to achieve independence, it is equally important to work on developing skills that qualify the person so that they are able to maintain independence.

“Today I have tools that allow me to increase my income”, says the Órama partner. “I haven’t reached my financial goal yet, but I’ve created the tools so I can,” he adds.

In his opinion, the training that now gives him the conditions to have a higher salary than a few years ago is more important than having already achieved financial independence. There is no point in winning the lottery without knowing how to manage your resources, at the risk of losing all your money, he says.

Bueno also says that he sets new objectives as he achieves previous goals. Getting a well-paid job with the prospect of maintaining it for several years and buying his own house are among the goals he has already managed to achieve, with obtaining passive income that guarantees the maintenance of his standard of living being one of the next goals. .

“I’m in the cycle of building passive income, but always investing in knowledge, because it’s knowledge that will create this passive income and ways to manage it.”