Proof of life: INSS is now responsible for seeking information from policyholders; understand | Economy

Proof of life: INSS is now responsible for seeking information from policyholders;  understand |  Economy

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With the measure, the INSS will have 10 months, starting from the beneficiary’s birthday, to prove that the holder is alive. If the agency fails to provide proof within this period, the insured person will gain two more months to prove that he is alive.

In this case, the beneficiary will be notified by the Meu INSS application, by telephone by Central 135 and by the banks to identify themselves and inform the government.

Although it is no longer mandatory for the beneficiary, unless after crossing data it does not reveal anything, proof of life can continue to be provided by the insured. All he has to do is follow the traditional procedures, going to a bank branch or updating through the Meu INSS application.

This year, the agency will have to prove the situation of around 17 million benefits, including retirement, death pension and disability benefits.

See below the INSS questions about the proof of life.

Government announces changes to reduce the need for in-person proof of life of retirees and pensioners

1 – What is proof of life?

The proof of life is an annual procedure to prove that the person who receives some long-term benefit from the INSS is alive.

2 – What changes from 2023?

As of 2023, the INSS will be responsible for proving whether the person is alive or not. Briefly, this will be done using a system to compare information in different databases.

3 – What data will the INSS use to carry out the proof of life?

The following data will be considered valid as proof of life:

  • access to the Meu INSS application with the gold seal or other applications and systems of public bodies and entities that have certification and access control, in Brazil or abroad;
  • payroll loan, effected by biometric recognition;
  • face-to-face service at INSS branches or by biometric recognition at partner entities or institutions; medical expertise, by telemedicine or in person; and in the public health system or in the associated network;
  • vaccination;
  • registration or re-registration in transit or public safety bodies;
  • updates in CadÚnico, only when made by the person responsible for the group;
  • voting in elections;
  • issuance/renewal of Passport; Driver’s license; Work Card; Military enlistment; Identity Card or other official documents that require the physical presence of the user or biometric recognition;
  • receipt of benefit payment with biometric recognition;
  • income tax declaration, as holder or dependent.

4 – How will the INSS do proof of life with data comparison?

The INSS will receive this data from partner agencies and will compare it with the data it already has registered in its base.

A person takes a flu vaccine at a public health center. Upon receiving this information, the INSS has the beneficiary’s life indicator and this will serve to compose an “information package” about the person.

This “package of information” will gather different actions of the person, recorded throughout the year, in the different databases of the partners. When the total number of actions registered in the partner databases throughout the year is sufficient, the system will consider that the proof of life has been carried out, guaranteeing the maintenance of the benefit until the next year.

5 – Is the date of proof of life still the month of the person’s birthday?

Yes. From the benefit holder’s birthday, the INSS will have 10 months to prove the person’s life.

If the INSS is not able to gather enough information to prove life in this period, the insured person will still have another 60 days (two months) to prove that he is still alive.

6 – How do I know if my proof of life has already been carried out?

The person can access My INSS or call 135 to check the date of the last confirmation of life made by the INSS.

7 – Is it possible to continue doing proof of life in the banking network?

Although it is no longer mandatory, the person will be able to provide proof of life as in previous years, that is, by going to a bank branch or using My INSS

8 – What happens if the INSS is unable to provide proof of life just by comparing data?

The beneficiary will be automatically notified via remote channels (My INSS and Central 135) and/or bank notification to perform some act so that it is identified in any database of ordinance 1408.

The insured person will have 60 days, after the issuance of the communication, to carry out some of the acts described in the Ordinance, such as, for example, carrying out the Proof of Life through My INSS.

9 – What happens if the person does not prove life within 60 days?

If within this period no action is identified in the database or even if the person fails to reach a minimum “package of information” to carry out the proof of life, the INSS will automatically schedule an external search, which will be carried out by an INSS server to Beneficiary location.

For this external survey to be successful, it is important that the insured person’s address and contact details are always up to date in My INSS.

The external survey is the visit of an INSS server to the place where the insured person resides. It is important that the insured’s registration data are always up to date, especially the home address.

10 – What to do if the benefit is blocked?

The benefit will only be blocked if the citizen does not prove life within the 60-day period and if the address registered in the INSS databases is insufficient to locate the person.

In these cases, the citizen will be notified and the benefit will be blocked for a period of 30 days.

During this period, the person can still carry out proof of life by going to the banking network in person, using the biometrics of ATMs, or even going to an INSS unit in person.

If the beneficiary does not appear in person at the bank or at an INSS agency within the remaining 30 days, the benefit will be suspended. After six months of suspension, the benefit will cease.

11- How many people need proof of life?

For 2023, the INSS should prove the lives of around 17 million beneficiaries.

12- What benefits require proof of life?

All active long-term INSS benefits require annual proof of life. For example, pensions, death benefits and disability benefits.

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