Family default is the lowest since 2022

Survey

People are gradually managing to pay off debts

The percentage of families with debts, whether in arrears or not, was 78.1% in January this year. The rate was above the 77.6% in December and the 78% in January 2023. Data are from the Consumer Debt and Default Survey (Peic), released on Thursday (1st) by the National Confederation of Goods Commerce, Services and Tourism (CNC).

The share of defaulting families, that is, those in debt who have outstanding bills and debts, fell in January. The 28.3% recorded in the month is the lowest percentage since March 2022. In January 2023, the rate had been 29.9%, while in December, it was 28.8%.

The total number of families who will not be able to pay their bills was 12% in January this year, below the 12.2% in December, but above the 11.6% in January 2023.

Families with incomes of five to ten minimum wages were the only ones with a reduction in debt. On the other hand, it was also the only income bracket with an increase in defaults.

Through a statement released to the press, the president of the CNC, José Roberto Tadros, stated that, in general, the January survey shows a positive scenario for this year.

“People are gradually managing to pay off their debts to take on new ones and purchase new products, plan trips, in short, get back to consuming with more energy”,

highlighted Tadros.

Among the main responsible for consumer debt are credit cards (86.8%), payment books (16.2%), personal credit (9.7%) and home and car financing (8.4%). %).

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