‘Forgotten money’: family members report difficulty in withdrawing funds from the deceased; see how to solve

[ad_1]

Death must be communicated to the Federal Revenue Service. The process can be done in person or online. Real notes Natalia Filippin/G1 Withdrawals of money forgotten in financial institutions began this Tuesday (7), through the Central Bank of Brazil system. In the case of values ​​of deceased persons, the consultation can be made by heir, executor, executor or legal representative. Families have faced, however, difficulty in rescuing the funds. This is the case of administrator José Tony Serra, who lives in Rio Bonito (RJ). He tried to withdraw money from his father, who died in April 1997, but failed. “The system says that the CPF consulted is not registered in the Federal Revenue’s death database. It makes no sense for me to go there and try to regularize the CPF of a person who died almost 30 years ago”, he says. José Tony Serra tried to withdraw the money from his father, who died in April 1997, but failed. Reproduction Asked by g1, the Federal Revenue reported that, to solve the problem, the death must be communicated to the body (understand, below, how to proceed). Tony was 13 years old when he lost his father, who was a merchant in Niterói (RJ). He believes that the resources to be redeemed exceed R$ 1,000. “I knew that my father did a lot of consortia and that he had money in his account. I don’t expect much, but something between R$ 1 and R$ 5 thousand”, he continues. Professor Matheus Silva, 23, is also trying to rescue his father’s values, who died in 2010. “On social networks, I saw people with the same problem. Everyone was asking how to proceed in this situation.” He and his mother, Wanda, believe that the forgotten money is in some bank account. “We know that over 60% of people have less than R$10 to redeem, but let’s check,” she says. How to solve the problem? According to the Federal Revenue, death information must be communicated to the Revenue itself through one of its service channels (in person or via the internet). Those responsible for reporting the death may be: If there are assets to be inventoried in Brazil: the executor the spouse the partner the successor in any capacity. If there are no assets to be inventoried in Brazil: the spouse the partner a relative. Also according to the Federal Revenue Service, proof of death must be made by presenting the following documents: death certificate, birth certificate or marriage certificate in which the date of death is registered; official identification document, birth certificate or marriage certificate of the deceased person, if the date of birth, place of birth and affiliation are not included in the death certificate; document proving the legitimacy of the applicant; official identification document with photo of the applicant; in the case of registration, document that justifies it. The body also said that, in case of in-person service, death information will be included in the CPF at the time of service. When requested via the internet, completion will be within 48 hours. In the BC system, check out the step-by-step process for withdrawing money from deceased persons: 1 – The first step is to find out if there are amounts to be received. This is done through the page www.valoresareceber.bcb.gov.br. The BC points out that this is the only site available for consultation. The BC system is the only one available for consultation. Reproduction/Central Bank 2 – After clicking on the button in the image above, the page for public consultation will open. At this stage, the heir needs to fill in the fields with CPF and date of birth of the deceased person. First step is to know if you have money to redeem. Reproduction/Central Bank If you have amounts to be received, the screen will indicate the third step. Otherwise, the system will suggest a new query at another time, after possible updates of data forwarded by institutions to the BC. 3 – Confirming that there is money to be redeemed, a new SVR page will open. According to BC, this system is similar to buying tickets. That is, if there are simultaneous accesses above capacity, the user will be in a virtual waiting room waiting for his turn. BC will have a ‘waiting room’ in case the system is overloaded. Reproduction/Central Bank 4 – Next, the user needs to log in with the gov.br account. The account details belong to the representative of the deceased person. Know how to create one. Creating a gov.br account is free. Registration can be done through the following ways: Website Access (App gov.br (iOS link or Android link) A gov.br account is required to redeem ‘forgotten money’. Reproduction/Banco Central 5 – Then, the user will be forwarded for the amount to be received. On this page, just select the button “amounts of deceased persons”. The fifth step will lead to the consultation of amounts to be received. Reproduction/Central Bank 6 – It is necessary to accept the Term of Responsibility to continue in the system. After agrees, the user will have access to the deceased’s data. The access records will be recorded in the BC database. The person responsible for the consultation will undertake to keep the accessed data confidential, within the provisions of the law. The heir will need to accept the term of responsibility for accessing data. Reproduction/Central Bank 7 – On the next screen, the user will have to enter the CPF and date of birth of the deceased. The information on amounts receivable will then be accessed. Page gives access to v values ​​and data from institutions where there is money to be redeemed. Reproduction/Central Bank 8 – In case there is forgotten money, the respective accounts will appear on the screen. The visualization will be done by value range, according to the example below. The result will also show the institutions and their respective contact channels. The user will have options to share, print or save the screen. You cannot, however, use the system to request the amount. This should be done directly with the institutions. The last screen will show amounts and contacts of institutions for redeeming deceased resources. Reproduction/Central Bank 9 – The person responsible for filling it out must contact the institutions. They should advise on how to request the appeal, including the necessary documentation. According to the BC, the data of those who accepted the term and carried out the consultation will be kept confidential. Do you have forgotten money? Learn how to query the Central Bank Check below for answers to the following questions: Is there anything new this year? Is it possible to generate a voucher to take loans? When will the money be paid? How not to fall for scams Is there anything new this year? In addition to values ​​forgotten in checking accounts, savings accounts, credit unions, consortia and tariffs and loans, the Central Bank system now shows values ​​originating from payment accounts, securities brokerages. This year, there is also a virtual waiting room, which remains open indefinitely, to request withdrawals. That is: there will be no need to schedule, as last year. READ ALSO BC reopens queries to BRL 6 billion forgotten in banks Central Bank system has 15 million queries in three days More than half a million people have more than BRL 1,000 to receive What happens if I don’t redeem the ‘forgotten money’? According to the BC, the system also gained more transparency for those who have a joint account. If one of the holders requests the withdrawal of forgotten money, the other, when entering the system, will be able to see the request information: amount, date and CPF of the person who requested it. The consultation of deceased person’s values ​​gained access to heirs, executors, administrators or legal representatives, and will inform the contact details of the institution responsible for the value and the value range. Is it possible to generate a voucher to take loans? Yes. By accessing the Receivable Values ​​System (SVR), starting this Tuesday (10), you will be able to generate a receipt. The document is generated with a protocol number, and the corresponding amount that can be withdrawn, and can be used as proof for a creditor. When will the money be paid? According to the Central Bank, the return period is up to 12 business days, if you requested your amount through the SVR, clicking on “Request here”, and indicated a PIX key. In cases directly arranged with the corresponding financial institution, there is no defined deadline. How not to fall for scams According to the BC website, the best way to protect yourself is: Do not make any kind of payment to access values: all the services of Valores Receivable are completely free. Do not click on links that indicate confirmation of personal data: BC does not send links or contact you to deal with receivables or to confirm your personal data. Only the institution that appears in the Receivables System can contact you and it will never ask for your password. Do not click on suspicious links sent via email, SMS, WhatsApp or Telegram. The only website to find information about receivables is valuesareceber.bcb.gov.br

[ad_2]

Source link