Desenrola renegotiates almost R$12 billion in debt, says Febraban

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The program was created to promote a collective effort to renegotiate debts owed to individuals and restore the population’s consumption potential. Around 6 million customers with bank debts of up to R$100 had their names removed. Desenrola JN Brazilian banks have already renegotiated 1.6 million contracts since the start of the Desenrola Brasil program, in mid-July, reported the Brazilian Federation of Banks (Febraban) this Thursday (7). According to the federation, R$11.7 billion were negotiated exclusively through Track 2 — which focuses on resolving the debts of individuals with negative debts until December 31, 2022, and income of up to R$20,000. In total, around 1.25 million customers benefited. Membership in the program runs until December 31st of this year. In the assessment of the president of Febraban, Isaac Sidney, the banks are “fully involved and making their contribution so that Desenrola reduces the number of negative consumers and helps millions of citizens to reduce their debt”. The “Desenrola Brasil” program is a campaign promise from President Luiz Inácio Lula da Silva (PT). It was created to promote a collective effort to renegotiate debts of individuals. The central idea is to remove people from the negative list and restore the population’s consumption potential. It unfolds: see questions and answers about the debt renegotiation program According to the federation, financial institutions cleared the names of around 6 million customers who had bank debts of up to R$100 — in return for the banks’ participation in the program. This means that, if the debtor had no other outstanding debts, he had a “clear name” in the credit protection systems. Initially, the Ministry of Finance projected that 1.5 million people could be covered by this measure, but the target was exceeded in the first week of Desenrola. It is worth remembering, however, that denial does not mean forgiveness. The debt will continue to exist, but banks undertake not to include debtors in the negative register.

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