Startup simplifies the comparison and reduction of payroll interest in Amazonas

payroll loans

With an intuitive interface, the Konsi app also facilitates the hiring and portability of payroll loans in more than 15 financial institutions

Konsi, a payroll loan startup that simplifies access and comparison of credit offers in Brazil, has just arrived in Amazonas to serve public servants in the state. Founded in 2021 by Bruno Barreto, Paulo Fontes, Rodrigo Fontes and Rafael Seixas, the company emerged to solve the difficulties and lack of clarity that surround the payroll loan market. Konsi acts as an analyst of credit opportunities, providing transparency, ease and support to consumers.

The entire process is done online, through the startup application. After downloading, civil servants or INSS retirees and pensioners must fill out a brief registration form, with personal data, and in a few minutes, they can access all the possibilities for taking out credit. After identifying existing contracts, customers can have enough information to assess the best possibilities for their case.

One of the options, when the client still has an income margin for contracting, is to request a new credit or opt for the portability of a previous contract to another financial institution. In all cases, there is clarity as to the term and interest rate, which enables beneficiaries and civil servants to make a more conscious and guided choice of what they are contracting. In portability, it is still possible to define whether you prefer to pay a lower installment or continue paying the same amount of installment and receive a new amount of money.

Konsi is headquartered in Bahia, and operates nationally with members of the INSS and with civil servants in the states of Bahia, Mato Grosso, Amazonas and São Paulo, where it also serves municipal civil servants. The company’s goal is to disseminate the technology to servers in all Brazilian states.

“We want people to understand payroll loans as a product and research the options available, just as they look for better prices to buy a TV, for example”, explains Paulo Fontes, co-founder and co-CEO of Konsi. “We act as partners with our clients, offering them transparency, security and agility in dealing with their loans”,

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About Konsi

Founded in August 2021, Konsi is a financial solutions app that enables analysis and reduction of loan interest rates. With the mission of improving the experience of the public that consumes payroll loans, the startup offers a simple, secure and transparent interface.

Konsi currently has more than 60,000 customers, including retirees and pensioners from all over Brazil, in addition to public servants in the states of São Paulo, Bahia, Amazonas, Mato Grosso and the city of São Paulo. Headquartered in Bahia, the company acts as an interest rate comparator and gives total autonomy and ease for its customers to make the best choices.

*With advisory information

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