Real savings gain is above 5% for the first time in 6 years; compare with other investment options

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Discounting inflation, the profitability of the book reached 5.22% in the 12 months ended in June, the best level since August 2017. Last month’s deflation boosted the result. Savings have the biggest real gain in 6 years with inflation deceleration in March Disclosure With the deflation registered by the Extended Consumer Price Index (IPCA) in June, savings reached its highest real return (that is, discounting inflation) in almost 6 years. That’s what data compiled by Einar Rivero, from TradeMap, shows. The modality’s real gains in the 12 months ended in March reached 5.22%, the best result since August 2017, when it reached 5.05% in the same period (see below the comparison with other investments). Savings numbers have been in the blue since September 2022, completing 10 straight months of income above inflation. The positive sequence began after two years of yields below the price index — a situation that lasted from September 2020 to August 2022. READ MORE IPCA drops 0.08% in June and has its first deflation in 2023 How deflation should impact your pocket and the Brazilian economy in the coming months Analysts reinforce that the scenario is already favorable for cutting interest rates Other yields The TradeMap survey shows that, in the 12 months ended in June, ten indices had returns higher than inflation in the period, which was 3.16 %. They are (in nominal values): Bitcoin: 37.52% Ibovespa: 19.83% Small Caps: 19.79% IDIV (Dividend Index): 17.73% BDRX (Unsponsored BDR Index): 14.44 % General IMA (Anbima Market Index): 14.01% CDI: 13.54% IFIX (Real Estate Investment Funds Index): 12.87% IHFA (Anbima Hedge Funds Index): 9.13% Savings: 8 .55% They were below inflation: Dollar Ptax: -8% Euro Ptax: -4.04% Gold: -1.90% In the window between January and June 2023, the same ten indices also outperformed inflation of the period, was 2.87%. They are (in nominal values): Bitcoin: 25% BDRX (Unsponsored BDR Index): 15.14% Small Cap: 13.26% IFIX (Real Estate Investment Fund Index): 10.05% IDIV (Real Estate Investment Index) Dividends): 9.30% General IMA (Anbima Market Index): 8.64% Ibovespa: 7.61% CDI: 6.50% Savings: 4.20% IHFA (Anbima Hedge Fund Index): 4.01 % They were below inflation in the period: Dollar Ptax: -7.64% Euro Ptax: -5.51% Gold: -2.49%

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