More than half of Brazilians say they sought extra credit in the last year, shows Serasa

Search

With 80%, Amazonas is the second state with the most consumers who hire and seek extra limit

Three out of four Brazilians say they have already sought or taken out credit at some point in their financial career. More than half of them (52%) say they have done this in the last year. The data was released by the study “Regional Finance: differences in the relationship with money between the States of Brazil”, carried out by Serasa in partnership with Opinion Box.

The states with consumers who hire the most and seek extra limits are Pará (83%), Amazonas (80%), Mato Grosso do Sul (80%), Rio de Janeiro (79%) and Goiás (79%). Alagoas, in turn, appears at the bottom of the ranking, with just 69%.

Credit card (53%) and personal loan (48%) are the most popular methods in the country. Furthermore, Brazilians say they use payroll loans (21%) and special checks (13%).

According to Serasa research, the search for an extra limit occurs mainly to pay debts (35%), clear one’s name (21%) and pay unexpected expenses (19%). Taking care of your health (12%), grocery shopping (10%) and starting a business (10%) are also among the main reasons.

About Serasa

With the purpose of revolutionizing access to credit in Brazil, Serasa offers a complete ecosystem aimed at improving the population’s financial health through digital products and services.

*With information from consultancy

Read more:

Only 6 in 10 Brazilians organize their finances monthly, reveals Serasa

99Negocia arrives in Manaus and allows passengers and drivers to negotiate ride prices

Serasa records the highest volume of debt negotiations in history between July and August