Government wants to discuss whether committing 45% of income to payroll loans is excessive, says Haddad

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According to the Minister of Finance, this is a concern of President Luiz Inácio Lula da Silva. Theme should be treated along with other measures on the credit market. The government wants to debate whether the 45% margin for commitment of monthly income in the so-called payroll loans, that is, with payroll deduction, is not an “excessive” level. The information was provided by the Minister of Finance, Fernando Haddad, this Tuesday (28). According to him, this is a concern of President Luiz Inácio Lula da Silva (PT). “The commitment of income to payroll will be discussed again. That was raised from 30% to 45%, and the president [Lula] asked for a study to find out if this level is adequate or if this commitment is excessive in light of the situation of families today”, he declared. According to the minister, the issue will be dealt with in April, within a package of measures that will be presented to the National Congress to improve credit. In August last year, then-President Jair Bolsonaro raised the income commitment limit for INSS retirees and pensioners to 45% and, in November 2022, raised the margin to the same level of public servants.

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